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NCD, LLC IS NOW ACCEPTING MORTGAGE ASSISTANCE APPLICATIONS

If you were affected by Covid-19, which EVERYONE in the

United States was impacted by the Pandemic, 

you qualify for at least one (1) of two (2) programs. 

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Program #1- If you received unemployment benefits, you are eligible to receive up to $54,000.00 in assistance.
Must received unemployment benefits 90 days prior to application 

 

Homeowner Assistance Fund by State

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The Homeowner Assistance Fund (HAF) is a $9.961 billion federal program to help households who are behind on their mortgages and other housing-related expenses due to the impacts of COVID-19. The HAF program is overseen by the U.S. Treasury Department and administered by the states, territories, and tribes. More than 40 states and territories have launched HAF programs, and the others are working diligently to get their programs approved and up and running quickly. To help homeowners sooner, some states have been administering pilot assistance programs while they finalize their full HAF programs Funding in this program is considered a grant and you DO NOT have to pay any of the funds back. If you violate any policy of the program, your benefits will be terminated and you will not be eligible to reapply. NCD, LLC  provides live agents to work, lead and guide you through the process from start to finish. 

Program #2- If you did not receive unemployment benefits, you are eligible to receive up to $35,000.00 in assistance.

Once your funding gets approved, you will receive written notification of the exact amount that will be paid to your mortgage company. This relief program will pay to reinstate your mortgage if you have fallen behind on your payments and also make your remaining payments directly to the mortgage servicer on the 1st of each month for up to 12 months. If you have entered into a forbearance program or loss mitigation with your mortgage servicer, you are still eligible to receive funding. If you are working, retired, laid off or seeking work, 
YOU QUALIFY FOR ASSISTANCE

Eligibility is based on the following: 

1. You must be behind on your mortgage payment
2. You must have at least two (2) missed payments

 

 Things you will need when applying for assistance

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  • Gather information on your household income. This can include paystubs, W-2 forms or your most current tax return. 

  • Your most recent mortgage statement. 

  • Your most recent Homeowners Association statement

  • A government-issued ID and/or Drivers License

  • Social Security Card

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Documentation to support COVID-19 financial impact that resulted from one of the following:

  • Loss of employment

  • Reduction in work hours

  • Furlough from employment

  • Reduction in income/salary due to reduced business revenue

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Program Fee: $200.00

TO SEE IF YOU QUALIFY,
CALL (702) 344-3317
Mon- Fri 8:00am-5:00pm PST

NCD Actual Funded Account

Application Status:

Loan Is Approved And Funded

May 16, 2:31 PM  HOMEOWNER WAS AWARDED $52,000.00 OF THE $54,000.00 MAX AMOUNT

PROGRAM LOAN AMOUNT SCHEDULED DATE STATUS 

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MRAP Mortgage Reinstatement Freedom Mortgage                                       $40,310.67          05-13-2022  Processed, 05-23-2022

Unemployment Mortgage Assistance     Crescent Hills Homeowners                    $81.00         06-01-2022  Processed, 05-23-2022

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Unemployment Mortgage Assistance Freedom Mortgage                                  $2,389.63         07-01-2022  Processed, 06-27-2022

Unemployment Mortgage Assistance Crescent Hills Homeowners Association     $81.00          07-01-2022  Processed, 06-27-2022

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Unemployment Mortgage Assistance Freedom Mortgage                                  $2,389.63         08-01-2022  Processed, 07-25-2022

Unemployment Mortgage Assistance Crescent Hills Homeowners Association      $81.00         08-01-2022  Processed, 07-25-2022

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Unemployment Mortgage Assistance Freedom Mortgage                                  $2,389.63         09-01-2022  Pending             

Unemployment Mortgage Assistance Crescent Hills Homeowners Association       $81.00        09-01-2022  Pending

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Unemployment Mortgage Assistance Freedom Mortgage                                  $2,389.63         10-01-2022  Pending

Unemployment Mortgage Assistance Crescent Hills Homeowners Association       $81.00        10-01-2022  Pending

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Unemployment Mortgage Assistance Freedom Mortgage                                  $2,389.63         11-01-2022  Pending

Unemployment Mortgage Assistance Crescent Hills Homeowners Association      $81.00         11-01-2022  Pending

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Reason(s) for hardship:

Financial hardship began after January 21, 2020 associated with the coronavirus pandemic.

Suffered a significant reduction or loss of income OR a significant increase in expenses OR both, due to the pandemic.

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NCD, LLC Program Director decided to put her award and scheduled payout payments information online for Homeowners to see that this is a REAL government funded grant that does not have to be paid back. The process took
6 months to fund. There was no hidden Agenda, just as the Tenant Rental Assistance is Government Funded and Tenants DO NOT have to pay back that Grant. The only difference is this program is strictly for Homeowners.


There are stipulations: 

1. You can not sale your home for 3 years
2. You can not move out your home 
3. You can not move out and rent your home
4. You can not take out more than 1% of the mortgage amount  
5. You will have to sign a promissory note, so in the event you violate any one of       these stipulations, you will have to pay the money back to the State.
6. Funds provided will be recorded and registered with the county assessors office.
 
This program DO NOT require a Homeowner to:

1. Sign over your property title
2.  Sale your home and your rent it back from the government
3. Pay a fee for your payments to be released to your mortgage company 


 

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